Members Choice WV FCU N Touch 24 Bill Pay Rates Check Reorder Contact Us
Members Choice WV FCU
Home
What's New
About Us
Products
Services
Rates
Online Services
ATM Locations
Contact Us
Newsletter
N Touch 24
Rates

Loans | Savings | Certificates

*All rates shown include .25% discount for payroll, ACH or auto deduction. 

LOANS

 Annual Percentage Rate

 Term   
NEW

                                                                     

   
New  & Used Auto's  (2010-2008)

3.40% to 12.90%

36 Calculator

New  & Used Auto's  (2010-2008)

3.50% to 13.00%

48

Calculator
New  & Used Auto's  (2010-2008)

3.75% to 13.25%

60 Calculator
New Auto (NEW ONLY)

4.25% to 13.75%

72 Calculator
USED      
Used Auto (Model 2007)

4.90% to 14.40%

54 Calculator
Used Auto (Model 2006)

4.90% to 14.40%

48 Calculator
Used Auto (Model 2005)

4.90% to 14.40%

48 Calculator
Used Auto (Model 2004)

4.90% to 14.40%

42 Calculator
Used Auto (Model 2003)

4.90% to 14.40%

36 Calculator
Used Auto (Model 2002)

6.50% to 16.00%

30 Calculator
Used Auto (Model 2001)

6.50% to 16.00%

30 Calculator
Used Auto (Model 2000)

6.50% to 16.00%

24 Calculator
Used Auto (Model 1999)

6.50% to 16.00% 

24 

Calculator
NEW RV LOANS: (CAMPERS, BOATS, MOTORCYCLES, ATVS) (90% MSRP)      

--

5.50% to 15.00%

to 60 Calculator

--

6.00% to 15.50%

84 Calculator

--

6.50% to 16.00%

120 Calculator
OTHER LOANS

 

   
COMPUTER LOANS

11.00%

36 Calculator
 

 

   
PERSONAL LOANS

7.75% to 18.00%

48  Calculator
* Minimum Advance = $200

--

-- --
* Maximum Loan Balance = $5,000

--

--  --
       
SHARE SECURED LOANS

 2.00% above share rate 

60 Calculator

--

3.50% above share rate

144 Calculator
       
VISA CREDIT CARD LOANS -
No Annual Fee - 25 Day Grace Period

14.90%

-- Calculator
 

 

   
HOME EQUITY LOANS  
* 1st or 2nd Deed of Trust / *10 year Maximum

contact us for information

-- -- 
* 1st or 2nd Deed of Trust / *15 year Maximum

contact us for information

--  --
       

 HOME IMPROVEMENT LOANS
* Maximums are $10,000.00 & 60 months
* No Appraisal is Needed - $150.00 Closing Costs

  contact us for information

--

--

*APR = Annual Percentage Rate
 *NOTE:  You have the opportunity to receive a 25 basis points reduction for automatic payment 
(i.e. payroll deduction or 
ACH payment). 
*All rates shown include .25% discount for payroll, ACH or auto deduction.
*These rates are disclosed as a range.  The rate you may qualify for will be determined by your credit worthiness.

Go To Loan Application | Go To Calculators | Back to Top
 

 

 

 

 
Savings Dividend Rate APY* Term
REGULAR SHARES ($25.00 - $4,999.99)

.25%

.25%

n/a
REGULAR SHARES ($5,000.00 - $9,999.99)

.50%

.50%

n/a

REGULAR SHARES ($10000.00 -$ 19,999.00)

$20,000.00 & above

1.00%

1.34%

1.00%

1.35%

n/a
IRA'S

2.18%

2.20%

n/a
CHECKING $1,000.00 AND OVER

0.10%

0.10%

n/a

*APY = Annual Percentage Yield
Back to Top
 

 

 

Certificates Dividend Rate APY* Term
6 Months

1.05%

1.05% 6
1 Year

1.29%

1.30% 12
2 Year

1.89%

1.90% 24

 

*APY = Annual Percentage Yield
*Minimum $1,000.00 to open
*Annual Percentage Yield if left on deposit for full term

RATES UPDATED:03/08/10
Back to Top
 

 

[ Home | What's New | About Us | Products | Services | Rates | Online Services | ATM Locations | Contact Us | Newsletter | N Touch 24 ]
Privacy Policy Notices, Terms, and Conditions | Design & Hosting by Harland Financial Solutions, Inc.
Browser Requirements | Copyright © Harland Financial Solutions, Inc. All Rights Reserved.
Equal Housing Lender, NCUA Insured