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Members Choice WV Federal Credit Union
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Lending Services

Auto Loans

Apply for an Auto Loan today!

car dealer handing over new car key to customer

We believe that access to transportation is important, and therefore strive to provide affordable auto loan options. In addition to new and used autos, we provide loans on recreational vehicles.

  • Auto Loan Options
  • Refinance Your Auto Loan
  • Enterprise Car Sales
  • Route 66 Coverage
  • Payment Protection

Auto Loan Options
  • New Autos
    Young smiling man in car

    We finance up to 115% of the sticker price, with terms up to 72 months; 84 month terms may be available pending approval. Refinance is also available on new autos up to two times.

  • Used Autos
    We finance used auto models that are 10 years old or newer, with terms up to 60 months. Used autos may only be refinanced one time. Financing on used autos is based on the average trade in value (based on BlackBook figures) and year of the vehicle model.
  • New Recreational Vehicles
    Auto Loans

    We finance on new recreational vehicles such as boats, RVs, motorcycles, jet skis and campers, up to 90% of the price, with our terms extended to 120 months financing. New four wheelers $5,999.00 or less may only be financed up to 36 months; $6,000.00 or more may only be financed up to 60 months.

View our full schedule of Auto Loan Rates


Refinance Your Auto Loan
Saving money and loans for car

Whether you’re looking for a better, lower rate, or to have a more affordable monthly payment, it’s always a good time to consider refinancing with MCWV.

View our full schedule of Auto Loan Rates. Throughout the year, we also hold auto refinance Loan Specials.

Use our checklist below to ensure you have everything you need to refinance. Then once you’re ready to refi, you can simply apply online.


Refinance Checklist


Enterprise Car Sales

Enterprise lawn car

We maintain a strong partnership with the local Enterprise Car Sales dealership to ensure your low auto loan rate is for a high-quality car. Check out the huge selection of cars that Enterprise has to offer!

Apply for pre-approval today, and make the car shopping process even easier!

Now available: Discounted Enterprise Rentals for members! Learn more about Emerald Club, or click here to make a reservation.

More Lending Services…
Lending Services

Auto Loans

Route 66 Coverage
Credit Cards
Home Loans
Personal Loans
Student Loans
Business Loans
Loan Specials
Loan Rates
Payment Protection
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Members Choice WV Federal Credit Union
©Copyright 2020
Members Choice WV Federal Credit Union
All rights reserved.

Routing #: 251983798

View our Privacy Policy

If you are using a screen reader and are having problems using this website, please call (304) 346-5242 or (800) 526-5242 for assistance.
Website Accessibility Statement.

Site design & hosting:
VolCorp Design
Equal Housing Lender


Federally Insured by the NCUA.

Contact Us

Street Address:
201 Ohio Ave.
Charleston, WV 25302

Mailing Address:
Members Choice WV FCU
PO Box 20040
Charleston, WV 25362-104

Phone:
(304) 346-5242
1 (800) 526-5242
Fax: (304) 346-5266

Business Hours:
Lobby:
Mon, Tues, Wed, Fri: 8:30am - 4:30pm
Thursday: 8:30am - 6:00pm

Drive-Thru:
Mon, Tues, Wed, Fri: 8:00am - 4:45pm
Thursday: 8:00am - 6:00pm
Members Choice WV Federal Credit Union

Routing #

251983798

©Copyright 2020
Members Choice WV
Federal Credit Union

All rights reserved.

View our Privacy Policy

If you are using a screen reader and are having problems using this website, please call (304) 346-5242 or (800) 526-5242 for assistance.

Website Accessibility Statement.

This site created and hosted by:
VolCorp Design

Lost/Stolen Cards

Credit Card
Call: (304) 346-5242, option 4

Debit Card
Call: (304) 346-5242, option 5
followed by option 1


Equal Housing Lender
We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

Your savings federally insured to at least $250,000 by the National Credit Union Administration.