Lending Services
Auto Loans
We believe that access to transportation is important, and therefore strive to provide affordable auto loan options. In addition to new and used autos, we provide loans on recreational vehicles.
- Auto Loan Options
- Refinance Your Auto Loan
- Enterprise Car Sales
- Route 66 Coverage
- Payment Protection
Auto Loan Options
- New Autos
We finance up to 115% of the sticker price, with terms up to 72 months; 84 month terms may be available pending approval. Refinance is also available on new autos up to two times.
- Used Autos
We finance used auto models that are 10 years old or newer, with terms up to 60 months. Used autos may only be refinanced one time. Financing on used autos is based on the average trade in value (based on BlackBook figures) and year of the vehicle model.
- New Recreational Vehicles
We finance on new recreational vehicles such as boats, RVs, motorcycles, jet skis and campers, up to 90% of the price, with our terms extended to 120 months financing. New four wheelers $5,999.00 or less may only be financed up to 36 months; $6,000.00 or more may only be financed up to 60 months.
View our full schedule of Auto Loan Rates
Refinance Your Auto Loan
Whether you’re looking for a better, lower rate, or to have a more affordable monthly payment, it’s always a good time to consider refinancing with MCWV.
View our full schedule of Auto Loan Rates. Throughout the year, we also hold auto refinance Loan Specials.
Use our checklist below to ensure you have everything you need to refinance. Then once you’re ready to refi, you can simply apply online.
Enterprise Car Sales
We maintain a strong partnership with the local Enterprise Car Sales dealership to ensure your low auto loan rate is for a high-quality car. Check out the huge selection of cars that Enterprise has to offer!
Apply for pre-approval today, and make the car shopping process even easier!
Now available: Discounted Enterprise Rentals for members! Learn more about Emerald Club, or click here to make a reservation.
