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Members Choice WV Federal Credit Union
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Where you’ve made the right choice!

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Lending Services

Home Loans

Members Choice can meet your needs for long-term Mortgage financing, Home Equity Loans and Home Improvement Loans. NMLS# 422340

  • Mortgage Loans
  • Mortgage Refinance
  • Home Equity Loans
  • Home Improvement Loans
  • Total Relationship Discount

Loans are subject to credit approval. Home Mortgages are sold to CU Members Mortgage upon closing. Home Equity Loans require appraisals, and we can finance up to 80% of your total loan to value. Financing for Home Improvement Loans is not to exceed a maximum amount of $25,000.00 and a 5-year term. Discount Rates and Fees are available on approved Home Improvement and Home Equity Loans when a member meets the requirements of the Total Relationship Discount, which includes the member having a Share (Savings) Account, a Share Draft (Checking Account) with at least one monthly ACH deposit of any amount. Advertising of this promotion does not represent loan approval or commitment to lend.


Mortgage Loans
Photo_HomeLoans

Apply for a Mortgage Loan today!

We hope to help make your dream of a first home or a new home a reality. We offer competitive rates and favorable terms to meet your mortgage financing needs. First Mortgage Real Estate Loans can only be financed for a maximum of 30 years. These loans are sold upon closing to CU Members Mortgage, giving you flexibility.

Submit a request for additional information.


Mortgage Refinance

Feel secure in an unsure market when you refinance your home mortgage with MCWV. MCWV Mortgage Refinance options can also be a safe choice for your debt consolidation needs!

2020 Mortgage Refinance image
  • Low loan rates
  • Low closing costs
  • Terms up to 30 years
  • Quick turnaround time
  • Refinances remain in-house

Submit a request for additional information.


Home Equity Loans

Members Choice has a Home Equity Loan Program that is perfect for when you’re planning to remodel or spruce up your current home. Our Home Equity Loans can cover your remodeling expenses, spring projects or perhaps debt consolidation to meet your monthly obligations. Home Equity Loans may qualify for mortgage interest deductions on your itemized Federal Tax Return. Appraisals are required, and we can finance up to 80% of your total loan to value.

Submit a request for additional information.


Home Improvement Loans
Home Improvement on West Side before
Home Improvement West Side after

If you are in dire need of replacing your roof or repairing any part of your home and need the money right away, try our Home Improvement Loan Program. Home Improvement Loans are similar to Home Equity Loans, but with a faster processing time as an appraisal is not needed. Simply provide an invoice from the contractor performing your home improvements and we will pay them directly. Financing is not to exceed a maximum amount of $25,000.00 and a 5 year term.

Submit a request for additional information.

The home pictured to the right is a real home located on the West Side of Charleston that was renovated using a Home Improvement Loan funded by Members Choice!


Total Relationship Discount
Total Relationship Discount - image

Discount Rates and Fees are available on approved Mortgages, Home Improvement and Home Equity Loans when a member meets the requirements of the Total Relationship Discount, which includes the member having a Share (Savings) Account and a Share Draft (Checking Account) with at least one monthly ACH deposit of any amount.

Submit a request for additional information.

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Members Choice WV Federal Credit Union
©Copyright 2020
Members Choice WV Federal Credit Union
All rights reserved.

Routing #: 251983798

View our Privacy Policy

If you are using a screen reader and are having problems using this website, please call (304) 346-5242 or (800) 526-5242 for assistance.
Website Accessibility Statement.

Site design & hosting:
VolCorp Design
Equal Housing Lender


Federally Insured by the NCUA.

Contact Us

Street Address:
201 Ohio Ave.
Charleston, WV 25302

Mailing Address:
Members Choice WV FCU
PO Box 20040
Charleston, WV 25362-104

Phone:
(304) 346-5242
1 (800) 526-5242
Fax: (304) 346-5266

Business Hours:
Lobby:
Mon, Tues, Wed, Fri: 8:30am - 4:30pm
Thursday: 8:30am - 6:00pm

Drive-Thru:
Mon, Tues, Wed, Fri: 8:00am - 4:45pm
Thursday: 8:00am - 6:00pm
Members Choice WV Federal Credit Union

Routing #

251983798

©Copyright 2020
Members Choice WV
Federal Credit Union

All rights reserved.

View our Privacy Policy

If you are using a screen reader and are having problems using this website, please call (304) 346-5242 or (800) 526-5242 for assistance.

Website Accessibility Statement.

This site created and hosted by:
VolCorp Design

Lost/Stolen Cards

Credit Card
Call: (304) 346-5242, option 4

Debit Card
Call: (304) 346-5242, option 5
followed by option 1


Equal Housing Lender
We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

Your savings federally insured to at least $250,000 by the National Credit Union Administration.