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Members Choice WV Federal Credit Union
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Lending Services

Current Loan Rates

  • Auto Loans – Models 2019 & Newer
  • Auto Loans – Models 2011-2018
  • Recreational Loans
  • Personal Loans
  • Share Secured Loans
  • Visa Credit Card
  • Home Loans

Apply for a Loan!   Loan Calculator   Loan Specials

Rates effective: February 27th, 2021

New & Used Autos
Loan Type Interest Rates Term
Models 2019 & newer as low as:
2.75%
0-36 months
as low as:
3.00%
37-48 months
as low as:
3.50%
49-60 months
as low as:
4.25%
61-72 months


Rates effective: February 27th, 2021

Used Auto Loans
Loan Type Interest Rates Term
Model 2018 as low as:
3.75%
54 months
Model 2017 as low as:
3.75%
48 months
Model 2016 as low as:
3.75%
48 months
Model 2015 as low as:
3.75%
42 months
Model 2014 as low as:
3.75%
42 months
Model 2013 as low as:
5.00%
36 months
Model 2012 as low as:
5.00%
36 months
Model 2011 as low as:
5.00%
36 months


Rates effective: February 27th, 2021

Recreational Loans:
(Campers, Boats, Motorcycles, ATVs) (90% MSRP)
Details Interest Rates Term
Collateral type, age, value & credit worthiness will determine term of loan

Motorcycles and ATVs – 60 month maximum

as low as:
5.00%
0-60 months
as low as:
5.50%
61-84 months
as low as:
6.50%
85-120 months


Rates effective: February 27th, 2021

Personal Loans
Details Interest Rates Term
Minimum Loan $500.00 as low as:
8.00%
0-60 months


Rates effective: February 27th, 2021

Share Secured Loans
Details Interest Rates Term
– 2.00% above
share rate
0-60 months
3.50% above
share rate
61-144 months


Rates effective: February 27th, 2021

Visa® Credit Card
Details Interest Rates Term
No Annual Fee
25 Day Grace Period
9.99% APR* –


Rates effective: February 27th, 2021

Home Loans
Loan Type Details More Info
Mortgage Loans
Refinancing Available
Up to 30 year terms available Submit a request for more info
Home Equity Loans 1st Deed of Trust – 20 Year Maximum

2nd Deed of Trust – 10 Year Maximum

Submit a request for more info
Home Improvement Loans Maximums are $25,000.00 & 60 months

$250.00 Processing Fee

Submit a request for more info


*APR = Annual Percentage Rate. The rate you qualify for, APR and loan terms are based on your credit worthiness. Values of used autos may alter terms. Advertising of loan rates does not represent loan approval or commitment to lend. All loans are subject to credit approval. All rates and terms are subject to change without notice. View Loan Specials for special rates and terms that may take place periodically. Restrictions may apply.

More Lending Services…
Lending Services
Auto Loans
Route 66 Coverage
Credit Cards
Home Loans
Personal Loans
Student Loans
Business Loans
PPP Loans
Loan Specials

Loan Rates

Payment Protection
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Members Choice WV Federal Credit Union
©Copyright 2021
Members Choice WV Federal Credit Union
All rights reserved.

Routing #: 251983798

View our Privacy Policy

If you are using a screen reader and are having problems using this website, please call (304) 346-5242 or (800) 526-5242 for assistance.
Website Accessibility Statement.

Site design & hosting:
VolCorp Design
Equal Housing Lender


Federally Insured by the NCUA.

Contact Us

Street Address:
201 Ohio Ave.
Charleston, WV 25302

Mailing Address:
Members Choice WV FCU
PO Box 20040
Charleston, WV 25362-104

Phone:
(304) 346-5242
1 (800) 526-5242
Fax: (304) 346-5266

Business Hours:
Lobby:
Mon, Tues, Wed, Fri: 9:00am - 4:00pm
Thursday: 9:00am - 6:00pm

Drive-Thru:
Mon, Tues, Wed, Fri: 8:00am - 4:45pm
Thursday: 8:00am - 6:00pm
Members Choice WV Federal Credit Union

Routing #

251983798

©Copyright 2021
Members Choice WV
Federal Credit Union

All rights reserved.

View our Privacy Policy

If you are using a screen reader and are having problems using this website, please call (304) 346-5242 or (800) 526-5242 for assistance.

Website Accessibility Statement.

This site created and hosted by:
VolCorp Design

Lost/Stolen Cards

Credit Card
Call: (304) 346-5242, option 4

Debit Card
Call: (304) 346-5242, option 5
followed by option 1


Equal Housing Lender
We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

Your savings federally insured to at least $250,000 by the National Credit Union Administration.