Online Services
Credit Sense
Credit Sense is now available to members through NTouch24 Online Banking as well as within the MCWV App! Take AdVantage of your Credit Score with Credit Sense by enrolling in NTouch24 today if you have not already.
If you’re not yet a member, learn more about Membership at MCWV!
What is Credit Sense?
Credit Sense is a free, comprehensive credit score program that helps you stay on top of your credit. Credit Sense is designed to help you understand your current credit score, give access to your full credit report, provide credit monitoring alerts, show you how you can improve it and see ways you can save money on new and existing loans.
Credit Sense also monitors your credit report daily and informs you by email if there are any big changes detected such as: a new account being opened, change in address or employment, a delinquency has been reported or an inquiry has been made. This monitoring will help users keep an eye out for identity theft.
Credit Sense is entirely free and no credit card information is required to register. Plus, when you check your credit file with Credit Sense, there will be no impact to your credit score.
How to get started with Credit Sense
Log in to NTouch24, and scroll to view the Credit Sense widget on the dashboard of your Online Banking Home page.
If you are not yet enrolled in NTouch24, follow these instructions to enroll.
Select “Check Your Score!”, and you will be directed to the Credit Sense website. The first time you visit the Credit Sense website you will be prompted to review the Terms & Conditions in order to Continue.
Credit Sense will then ask you a series of questions based off of information found on your credit report to verify your identity. Review these questions carefully in order to provide the correct responses.
Then, explore! Watch our Credit Sense Video Tutorials to learn about the features available within Credit Sense.
Credit Sense Infographics
View Credit Pulls infographic as PDF
View Credit Score infographic as PDF
