VISA Debit Card
You will be mailed a new debit card – also dark grey like your current debit card – containing the EMV chip automatically before your current debit card’s expiration. Do not discard your current debit card until you receive your new debit card with the EMV chip.
With a Members Choice VISA Debit Card, writing checks is a thing of the past. The debit comes directly from your account, and if you have a return, your account is usually credited within 48 hours. There is no card fee and no annual fee!
Your debit card can also be used to make cash withdrawals from ATMs. Members Choice does not charge ATM fees for withdrawing money at foreign ATMs (non-Members Choice ATMs). However, withdrawals made from foreign ATMs may be subject to fees charged by those ATMs. View our ATM Locations and to find other ATMs that are surcharge free as well.
If your debit card is lost or stolen, notify us within our business hours by calling (304) 346-5242 or Toll Free (800) 526-5242. If we aren’t open and you need to report your debit card as lost or stolen, call (877) 253-8964.
Verified by VISA
What is “Verified by Visa”?
Visa’s multi-level security that provides cardholders with extraordinary protection so they can feel confident no matter how they use their Visa card. This service is free to Visa cardholders. You’ll have the added assurance that your Visa card is safer when you shop at participating online stores.
How does it work?
- Improves the security of online payment transactions
- Increases both cardholder and merchant confidence in Internet purchases
- Reduces disputes and fraudulent activity related to Visa payment cards
When shopping online, look for the “Verified by Visa” symbol as your way of knowing that you are shopping with an additional layer of security.
How do I sign up?
Once you have received your VISA card, simply activate your existing card with the Verified by Visa service and create your personal password, or call the credit union at (304) 346-5242 for assistance in activating the service.