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Members Choice WV Federal Credit Union
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Products

Youth Accounts

We believe it is important to start financial education early in life, and we are proud to offer youth savings options to encourage long, healthy financial lives.

2018 Youth Month winner

  • Scotty Savers
  • Teen Savers
  • Transition to Adult Savings
  • Youth Month

An initial Share Deposit of only $25.00 in a Youth Account, which remains for the life of the account, makes you a member of our credit union family and eligible for all other credit union products and services. This Share Deposit buys you a share of the credit union and allows you to earn dividends. Dividends are calculated and paid quarterly on a split rate basis. Please view our Rates page for the most current rates. Your savings is federally insured to at least $250,000.00 and backed by the full faith and credit of the National Credit Union Administration (NCUA), a U.S. Government Agency.


Scotty Savers – Share ID 002

Children ages birth through 12 years and 11 months may open a Scotty Saver Youth Account to begin learning about savings. Scotty Saver accounts require an individual over the age of 18 to be a joint owner. With the $25.00 Share Deposit, these accounts earn the same dividends as regular Share (Savings) Accounts. With every deposit, the child can choose a toy from the toy box.


Teen Savers – Share ID 004

Teenagers ages 13 through 17 years and 11 months may open a Teen Saver Account to have fun and learn more about financial matters. Teen Saver accounts require an individual over the age of 18 to be a joint owner. With the $25.00 Share Deposit, these accounts earn the same dividends as regular Share (Savings) Accounts. Classes may be held periodically to go over financial literacy topics that are specific to teens, like how to balance a checkbook, save for college and what to look for in your first car.

Teen Saver accounts are eligible to add Share Draft (Checking) Accounts once the member has turned the age of 16. Teen Saver Checking Accounts may use a debit card, but the debit card must be issued in both the teen and joint owner’s names.


Transition to Adult Savings

Upon turning 18, Teen Saver accounts are to be transitioned into regular Share (Savings) Accounts, which use the Share ID of 000. In order to make this transition, the member must come to the credit union to notify us of their change in age and to complete new account documentation. At this time, is the now adult member’s choice if they would like to continue having a joint owner or if they would like to be the sole owner of their account.


Youth Month

Youth Month 2019 Full ColorWe enjoy celebrating our young membership every April!

Check out our Credit Union Events page for Youth Month fun every year.

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Members Choice WV Federal Credit Union
©Copyright 2021
Members Choice WV Federal Credit Union
All rights reserved.

Routing #: 251983798

View our Privacy Policy

If you are using a screen reader and are having problems using this website, please call (304) 346-5242 or (800) 526-5242 for assistance.
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Equal Housing Lender


Federally Insured by the NCUA.

Contact Us

Street Address:
201 Ohio Ave.
Charleston, WV 25302

Mailing Address:
Members Choice WV FCU
PO Box 20040
Charleston, WV 25362-104

Phone:
(304) 346-5242
1 (800) 526-5242
Fax: (304) 346-5266

Business Hours:
Lobby:
Mon, Tues, Wed, Fri: 9:00am - 4:00pm
Thursday: 9:00am - 6:00pm

Drive-Thru:
Mon, Tues, Wed, Fri: 8:00am - 4:45pm
Thursday: 8:00am - 6:00pm
Members Choice WV Federal Credit Union

Routing #

251983798

©Copyright 2021
Members Choice WV
Federal Credit Union

All rights reserved.

View our Privacy Policy

If you are using a screen reader and are having problems using this website, please call (304) 346-5242 or (800) 526-5242 for assistance.

Website Accessibility Statement.

This site created and hosted by:
VolCorp Design

Lost/Stolen Cards

Credit Card
Call: (304) 346-5242, option 4

Debit Card
Call: (304) 346-5242, option 5
followed by option 1

Dial-A-Teller
(304) 343-4011
(304) 343-4027
(866) 700-4416

Equal Housing Lender
We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

Your savings federally insured to at least $250,000 by the National Credit Union Administration.