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Members Choice WV Federal Credit Union
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About Us

MCWVFCU building

Our credit union began as “Conrail Credit Union” on November 10, 1942 for railroad employees and their family members. In July of 1997, our name officially changed to “Members Choice WV Federal Credit Union”, and on May 8, 2000, we opened for business in a brand new building built for our members located at 201 Ohio Avenue on the West side of Charleston, WV. Since 2015, we have been known by our new brand name “MCWV”. The purpose of our credit union is to promote thrift among members by affording those members opportunities to accumulate their savings, and create for them a source of credit for productive purposes.

Learn more about:

  • Cooperative Principles
  • Credit Union Difference

Members Choice originally served employer groups who were not large enough to form their own credit union, but wanted to offer their employees credit union services at no cost to the employer. Now we currently serve over sixty employer groups in Charleston and are a community chartered credit union encompassing all of Kanawha County. This change was implemented after recognizing the need for an expanded field of membership; allowing more people to gain access to the many benefits MCWV offers. With the new charter, MCWV is now serving people who live, work, worship, volunteer, or attend school and businesses or other legal entities in Kanawha County, WV, and their family members.

Our CEO/Manager Stephanie has been employed by the credit union for over twenty years. All members of the Board of Directors are volunteers, elected by the membership at our Annual Meeting.

We are governed by the laws of National Credit Union Administration (NCUA) relating to credit unions, its articles of incorporation and bylaws adopted by the board and approved by NCUA. Your savings are federally insured to at least $250,000 by the National Credit Union Administration.

If you are interested in joining our credit union family, please visit our Membership page.


7 Cooperative Principles of CUs


The CU Difference Between:

Credit Unions Banks
Not-for-profit, democratically controlled cooperatives Generate profit for stockholders
Can serve only those in their field of membership Can serve the general public
Governed by volunteer board of directors elected by membership Governed by paid directors elected by stockholders
Returns profits to all members in the form of dividends Returns profits to stockholders
Accounts insured up to $250,000.00 by the National Credit Union Administration Accounts insured up to $250,000.00 by the FDIC

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Members Choice WV Federal Credit Union
©Copyright 2020
Members Choice WV Federal Credit Union
All rights reserved.

Routing #: 251983798

View our Privacy Policy

If you are using a screen reader and are having problems using this website, please call (304) 346-5242 or (800) 526-5242 for assistance.
Website Accessibility Statement.

Site design & hosting:
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Equal Housing Lender


Federally Insured by the NCUA.

Contact Us

Street Address:
201 Ohio Ave.
Charleston, WV 25302

Mailing Address:
Members Choice WV FCU
PO Box 20040
Charleston, WV 25362-104

Phone:
(304) 346-5242
1 (800) 526-5242
Fax: (304) 346-5266

Business Hours:
Lobby:
Mon, Tues, Wed, Fri: 8:30am - 4:30pm
Thursday: 8:30am - 6:00pm

Drive-Thru:
Mon, Tues, Wed, Fri: 8:00am - 4:45pm
Thursday: 8:00am - 6:00pm
Members Choice WV Federal Credit Union

Routing #

251983798

©Copyright 2020
Members Choice WV
Federal Credit Union

All rights reserved.

View our Privacy Policy

If you are using a screen reader and are having problems using this website, please call (304) 346-5242 or (800) 526-5242 for assistance.

Website Accessibility Statement.

This site created and hosted by:
VolCorp Design

Lost/Stolen Cards

Credit Card
Call: (304) 346-5242, option 4

Debit Card
Call: (304) 346-5242, option 5
followed by option 1


Equal Housing Lender
We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

Your savings federally insured to at least $250,000 by the National Credit Union Administration.