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Loans

Vehicle Loans

We believe that access to transportation is important and therefore strive to provide affordable auto loan options. In addition to new and used autos, we provide loans on recreational vehicles.

New Autos

We finance up to 115% of MSRP, with terms up to 72 months; 84-month terms may be available. Restrictions apply.

Used Autos

We finance used auto models that are 10 years old or newer, with terms up to 60 months. Financing on used autos is based on the average trade-in value (based on BlackBook figures) and year of the vehicle model.

Boat Loans

  • Financing offered up to 90% of the MSRP

  • Terms extended to 120 months of financing

Motorcycle Loans

  • Financing offered up to 90% of the MSRP

  • Terms extended to 60 months of financing

ATV Loans

  • Financing offered up to 90% of the MSRP

  • New four-wheelers $5,999.00 or less may only be financed up to 36 months

  • $6,000.00 or more may only be financed up to 60 months

Members Choice WV FCU logo

Where you've made the right choice!

Membership

Enjoy ownership & benefits.

At MCWV, you’re not just another number in line. We are a member-centric, full-service financial institution prepared to service all of your financial needs with a personal touch. We embrace the credit union difference as a not-for-profit organization by providing quality financial products and services, including great, low loan rates and terms. As a member, you’re also an owner of the credit union and will always have voting rights, receive dividends and be part of the support given to your community.

Become a Member

Rates

Lock in your low rate today!

Take advantage of:

  • Credit Card rates 10% below industry average with great rewards
  • 100% First Time Home Buyer Program
  • Competitive New & Used Automobile Rates
  • Personal & Business Loans


View All Rates

VISA 3D Secure

Access & Convenience

An additional layer of identity verification before authorization. 3-D Secure (3DS) enables the exchange of data between the merchant, card issuer, and, when necessary, the consumer, to validate that the transaction is being initiated by the rightful owner of the account.


Online enrollment coming!

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