Federally insured by NCUA. *APY= Annual Percentage Yield. 4.22% APY. Maximum deposit of $100,000 per member. Minimum deposit of $1,000 per member. New or Existing Funds May Be Used. Available to All Qualifying Members. This is a limited-time offer, subject to be discontinued at any time without notice. Interest is compounded quarterly. The early withdrawal penalty is equal to 90 days amount of interest. Additional restrictions may apply.