Federally insured by NCUA. *APY = Annual Percentage Yield. Rate of 3.90% is 3.96% APY. Rate of 3.40% is 3.44% APY. Maximum deposit of $100,000 per member. Minimum deposit of $1,000 per member. Available to All Qualifying Members. This is a limited-time offer, subject to discontinuation at any time without notice. Interest is compounded quarterly. The early withdrawal penalty is equal to 90 days' amount of interest on the 3.90% APR/3.96% APY 7 month share certificate. The early withdrawal penalty is equal to 180 days' amount of interest on the 3.40% APR/ 3.44% APY 13 month share certificate. Additional restrictions may apply.