*Loans are subject to credit approval. Advertising of the promotions does not represent a loan approval or commitment to lend. Additional loan restrictions may apply. Rates as low as 3.99% apply to auto refinancing and purchase of new or used autos only, a minimum of $5,000. Actual rate and terms based on individual credit standing. Auto rates are subject to change. MCWVFCU reserves the right to change details on the promotion offer, extend the promotion, or to end the promotion without prior notice being made to the public and participants, and to number the qualifying transactions performed during the period. This offer cannot be combined with any other offer. Does not apply to recreational, real estate, personal, or other business loans.